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Lending

Commercial & Real Estate

Business Lending

At Gulf Coast Business Bank, we understand that every business has unique financial needs and growth plans. That’s why we design our business lending options to support your company's success by offering flexibility, reasonable rates, and personalized support. Whether you're a new business trying to build a solid foundation or an established company looking to expand, we have the financial tools you need to succeed. Located at 12205 Metro Parkway, Fort Myers, FL 33966, we are ready to explore lending options for your business needs. We make financing simpler, faster, and more effective for your business.
 

Business Loans

From small business loans to commercial real estate financing, we offer variety and flexibility to help businesses maintain a competitive edge. Gulf Coast Business Bank can provide the funding you need to help grow your business.

As specialists in small and mid-sized business banking, Gulf Coast Business Bank will take the time to thoroughly understand the financing needs of your business, then use this understanding to develop a financing plan that will allow you to maximize your company’s strengths. You will also benefit from direct access to members of senior management and prompt local decision-making.

Business Loan Options in Fort Myers, FL

We offer a variety of business loans that empower local entrepreneurs to move forward with confidence. Our experienced team works directly with you to understand your objectives and customize financing options that fit your business strategy. From acquiring property to managing cash flow, our complete range of services includes:
  • Commercial real estate loans to purchase or refinance office, retail, or industrial space.
  • Construction loans tailored to developers and businesses seeking to build or expand facilities.
  • Equipment financing that ensures you have access to the latest tools, vehicles, or technology without straining working capital.
  • Business term loans provide structured repayment options to meet long-term financial needs.
  • Small business loans are designed to fuel growth, cover expenses, or seize new opportunities.
No matter your goals, Gulf Coast Business Bank delivers lending solutions that give your business the strength and flexibility to succeed.

Commercial Real Estate

GCBB’s team of expert lenders are very knowledgeable about the local market and in commercial real estate financing.

Let our expert staff work with you to establish a low-interest loan for the purchase, refinance, improvement, or construction of commercial real estate, such as manufacturing facilities, warehouse space, and professional offices.


Construction Loans

Gulf Coast Business Bank has lending programs for builders, developers, and investors to secure the acquisition, development, construction, and rehabilitation of all property types. Other lending programs include the improvement and rehabilitation of 1-4 and multi-family dwellings.

Gulf Coast Business Bank is ready to facilitate your needs for loans for purchase, refinance, improvement, and construction of non-owner occupied facilities.


Business Lines of Credit

Our revolving lines of credit provide a flexible, dependable source of financing specifically geared to your fluctuating working capital needs.

Financing can be secured by negotiable instruments such as certificates of deposit and publicly traded securities, real estate, receivables, equipment, inventory, and other acceptable collateral.


Revolving Lines of Credit

Gulf Coast Business Bank gives you access to additional funds when you need it—for unexpected purchases, for business expansion, or to offset seasonal fluctuations in cash flow. 


Equipment Loans

If you're planning on replacing or adding equipment or vehicles, Gulf Coast Business Bank’s lending experts can help you determine which loan options meet your specific needs.


Small Business Administration (SBA) & United States Department of Agriculture (USDA) Loans

SBA Lender LogoGulf Coast Business Bank provides several SBA & USDA financing options to support your growing financial needs. Whether it’s purchasing a new facility, a lease buyout, equipment, or financing working capital in order to grow in your marketplace.


Homeowners and Condominium Association Loans

We have created in-house loan and deposit products designed to aid in the ease of managing any size of your association.


Loans to Professional Associations

Let our team of experts provide support and cater to your specific need as a professional association.


Foreign National Loan Program

We will allow applications from "Visa Waiver" countries only as long as they put the property in a single entity LLC, Partnership, or Corporation. 

Learn More About our Foreign National Loan Program

† Credit Subject to Approval.  Additional terms and conditions apply.

Lending Solutions Built on Local Expertise

As the community bank in Fort Myers, FL, Gulf Coast Business Bank helps local businesses grow and succeed through customized business loans and tailored financing options. Our relationship-driven strategy ensures that lending decisions are made locally by professionals who completely understand the market and are committed to your success. We believe that every business requires a financial partner who values long-term relationships, offers reliable solutions, and is committed to nurturing long-term growth.