Why Work for GCBB?
- 20-30 days PTO, with the ability to rollover or get paid for 5 days, plus 11 Federal holidays
- Employee Assistance Program
- Life and AD&D Insurance n Short- and Long-Term Disability Insurance n Employees will be eligible for stock options. Stock options have 10 year life, vest in 3 years and if you reach 10 years of service or age 65 and leave the bank, the options expire at end of 10 year life
- GCBB pays 100% Health, Vision, and Dental for colleagues
- 401K - 4% match in 2023, 5% match in 2024; 6% in 2025
- Focus on helping colleagues reach personal dreams and goals through Dream Manager
- Monthly coaching for team to help colleagues become successful
- Profit sharing & defined incentive plan for all colleagues
See below for current job opportunities
Join Our Team as a Commercial Lender
Responsible for developing new business, underwriting, structuring, and closing of commercial loans as well as maintaining and servicing a commercial loan portfolio. Excellent knowledge of treasury services and commercial deposit products.
Role and Responsibilities:
- Interviews applicants to determine loan requirements and gathers pertinent information for loan applications.
- Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant’s evaluation.
- Analyzes applicant’s financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment.
- Resolves uncertainties relating to customer application information through inquiries with applicant or creditors.
- Structure loans within loan policy. Approves loan within specified limits or champions loan opportunities to the credit department and/or Committee for proper approval.
- Prepares financing proposals consistent with approval for presentation to the applicant.
- Reviews loan documentation prior to closing for completeness and acceptance by the applicant.
- Ensures timely loan closing and funding activities.
- Maintains a positive working relationship with customers, bank staff, local professionals, centers of influence, and community organizations.
- Participate in community and professional organizations and events.
- Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring.
- Uses experience and sound judgment to plan and accomplish goals.
Qualifications and Education Requirement:
- Minimum of 10 years’ experience in Commercial Lending, with 5 years existing experience within Collier County service area.
- Credit training.
- Bachelor’s degree in business administration or related area.
- Ability to generate $15-18 million in new loans and $7 million in deposits annually.
- Ability to understand and the live core values and fundamentals of Gulf Coast Business Bank, gcbbswfl.com.
Skills Required:
- Applicant should be able to exercise good judgment in establishing and maintaining working relationships, solve problems, and be able to deliver a high level of accuracy, focus and timeliness with limited supervision.
- Strong written and verbal communication skills are required along with a proficiency in Microsoft Office Suite of Programs/Products.
- Must have the ability to read, analyze, and interpret policies, contracts, credit and financial documents as well as other legal documents as needed.
- Ability to present, sell and service bank products as well as demonstrate professional knowledge of commercial lending.
- Strong analytical and mathematical capabilities as well as an understanding of credit underwriting and loan documentation.